Gk and CA

Gk and CA

Q.When was International Day against Drug Abuse and Illicit Trafficking observed?
1. 26 June
2. 26 July
3. 28 June
4. 28 July

Ans: 26 June

Q.World Intellectual Property Day is observed annually on
1) 21 April
2) 23 April
3) 26 April
4) 27 April
5) 30 April

Ans: 26 April

Q.Mandovi river water has been declared unsafe for swimming and fishing due to presence of high level of coliform bacteria in it. This river is situated in which of the following states?
1) Gujarat
2) Goa
3) Tamil Nadu
4) Karnataka
5) None of these

Ans: Goa

Q.Choose the word which is most nearly the SAME in meaning as the word given bellow.

Q.1> INSOLVENT
A) Flourishing
B) Bankrupt
C) Soluble
D) Opprobrious
E) None of these

Ans: Bankrupt

Q.2> OFFICIOUS
A) Pushing
B) Modest
C) Stubborn
D) Mystic
E) None of these

Ans: Stubborn

Q.3> VERACITY
A) Mendacity
B) Truth
C) Imperfection
D) Judgement
E) None of these

Ans: Truth

SBI PO: Letter to Editor about Beggar Problem in India

SBI PO: Letter to Editor about Beggar Problem in India

Hello Readers,

As we all know, SBI PO was flagged off on 14th June 2014 and will continue for the next couple of weekends. 

SBI PO Exam is divided into two parts - Objective Paper and Descriptive Paper. So, we are presenting to an 

Formal Letter on "Write a letter to the Editor of a newspaper about the Beggar problem in India".

ABC

Block – J 88/3,

Brij Vihar,

Delhi

Date: 17-06-2014

To,

The Editor,

The Times of India,

Delhi

Subject – Beggar Problem in India

Sir,

I hope, that you would kindly give a little space to my letter in your esteemed newspaper.

The beggar problem in India is a matter of great shame and concern. They are seen at the bus-stop and in buses, 

at railway stations and in trains, at red lights, near temples, at market, etc.

A beggar is a stigma. He is a burden on society. Begging neither involves physical labour nor mental exertion. 

Some beggars earn more than most of the low paid persons. They get used to a life of leisure.

They exploit their handicap and beg in the name of God. God-fearing and charitable people give them alms. 

They pose to be deaf and dumb in order to arouse the sentiments of the passerby and ooze their sympathy. 

They do not spare even foreign tourists and these foreigners get a bad image about our country due to these 

beggars.

It is a sin against humanity to patronise beggars. With our help we are spoiling a person and are creating a 

problem for the society by adding to the number of beggars.

The authorities should put a ban on begging so that the pursuers and perpetrators of beggind should be dealt 

with, with an iron hand.

Yours faithfully

XYZ

Descriptive Paper Asked in SBI PO (Based on Memory)

Descriptive Paper Asked in SBI PO (Based on Memory)

Dear readers, here we are providing you a Descriptive questions which was asked in 

previous year SBI PO Last Years. Hope you like the post!!!

Instructions :

1. There are FIVE questions in this paper. You have to answer all the FIVE 

questions.

2. Do not mention your real, name, address or roll number anywhere in the answers.

3. All the questions are in English only. Answers to the questions must be 

written in English.

4. Your handwriting should be legible, i.e., readable by others.

5. Your answer should be clear, brief and to the point. No supplement / 

additional paper will be provided to you.

So plan the matter of your answers accordingly.

6. Write the answers of all these questions  in the space provided beneath 

the questions. Answer must not

exceed the space provided for each question.

Essays:

Write an essay on any one of the following 

topics in approximately 250 words : (Marks : 12)

1. Women Entrepreneurs in India

2. Importance of Investment

3. Essay on SME

4. Banks play a vital role in day to day life

5. Entrance Exam – An evil

6. Pros n cons of winning lottery

7. Women Bill

8. Women security at the workplace a deep concern

9. Inclusive growth

10. Cottage Industries

11. Socialism

12. Blessings of science

13. Dowry deaths

14. My Motherland

15. ’Banks are manufacture of money’’

16. Features of economic recession.

17. A day when everything went wrong.

18.The risks of trading at the stock market

19. The impact of interest rate changes on the economy.

20. Responsibility of media in moulding public opinion.

Letter Writing:

Write a Letter in about 150 words on any one of the following: (Marks - 10)

1. Letter to your sibling advising him/her to prepare for a competitive exam

2. Writing a job offer acceptance letter for the post of Assistant Manager

3. Complaint to CEO regarding the extra work in office

4. Letter to sibling for telling benefits for future of money saving

5. Letter to bank manager requesting to extend the joining period as you 

have received the offer letter for the

bank job.

6.. Write a letter to the Editor, the Hindu, expressing your deep concern 

on the impact of adult graded cinemas

on young minds.

7. Write a letter to your manager asking permission for a leave to attend 

a family function.

8. Write a letter to a student preparing for his Board Examination giving 

tips healthy study habits.

9. Write a letter to the Editor of a newspaper commending it on an article 

published in it regarding Environmental

awareness and adding your own views on the duty of every citizen to protect 

the environment.

10. Write a letter To the bank manager for closing of your savings account.

11. Write a letter To invite a friend to attend a seminar on net banking.

12. Write a letter To you bank for a loan to have higher studies in USA.

13. Write a letter to your Siblings mentioning how to prepare for Competitive Exams.

14. Write a letter to the company for accepting the job offer of an assistant 

manager in the company

15. Write a letter on behalf of your department to the CEO of your company for 

working in late hours and not

appreciated by management members.

3. Paragraph Writing:

Write a paragraph in not more than 130 word: (Marks - 8)

1. Rural development in India.

2. Banking marketing is highly competitive & enjoying autonomous state

3. If I were an author.

4.Right to Education.

5.Technological development affecting Banking Industry

6.Financial Inclusion

7. Importance of investment

8 Importance of saving energy

9. The role of small scale industries in economy

10. Banking industry growth 

11. If I were an author...

12. How technology is helpful for Banking sector

4. Precise Writing:

Make a precise of the following passage in English in your own words, in about 

one-third. 

Marks will also be deducted if your precise is much longer or shorter than the 

prescribed length. 

State the number of words used by you in your precise". No choice will be there.  (Marks 10)

Trees give shade for the benefit of others, and while they themselves stand in 

the sun and endure the

scorching heat, they produce the fruit of which others profit. The character of 

good men is like that of trees.

What is the use of this perishable body if no use is made of it for the benefit 

of mankind? Sandalwood,

the more it is rubbed, the more scent does it yield. Sugarcane, the more it is 

peeled and cut up into pieces,

the more juice does it produce. The men who are noble at heart do not lose their 

qualities even in losing their lives.

What matters whether men praise them or not? What difference does it make whether 

they die at this moment or

whether lives are prolonged? Happen what may, those who tread in the right path 

will not set foot in any other.

Life itself is unprofitable to a man who does not live for others. To live for the 

mere sake of living one’s life is

to live the life of dog and crows. Those who lay down their lives for the sake 

of others will assuredly dwell

for ever in a world of bliss.

Title - Good men live for others.

Outlines: 

• The character of good men is like that of trees _____ What is the use of 
• this perishable body if no use
• is made of it for the benefit of mankind_____ The men who are noble at heart do not 
• lose their qualities even in
• losing their lives _____ Those who tread in the right path will not set foot in any 
• other _____ To live for the mere
• sake of living one’s life is to live the life of dogs or crows _____ Those who lay 
• down their lives for the sake of others will assuredly dwell for ever in a world of bliss.

Precise:

Good men live for others

The character of good men is like that of trees. They live for others and do not 

lose their qualities even in losing

their lives. They always follow the right path. Praise is immaterial to them To 

live for one’s own sake is to lead

the life of beasts. Only those who lay down their lives for others will live for 

ever in a world of bliss.

5. Reading Comprehensions: Marks - 10 (2 marks each)

Read the following passage and answers the questions:

ATMs (Automated Teller Machines) are an integral part of the banking system. They are 

an important aspect of

the banking delivery channel. Therefore these days banks are very concerned about this 

in the proper organizing

of ATMs.

ATMs not only provide usual paying facilities but also help in paying tax payments, 

mobile recharge, credit card

bill payment.

The Breston Boston marketing survey stated that about 49% Indians will switch to another 

competitive bank if

they were provide with the facilities of personalizing accounts more effectively and some 

other facilities.

ATMs technology is highly superior and convenient to the customers.

You can also pay you credit card bill through ATMSs but you need to have a debit card 

also for that. Just go to

you near ATMs and proceed with payment and after checking the fund payment is done and 

you can receive the

confirmation receipt after that.

Now with ATMs income tax payment is pretty easy. Just go to bank website and register 

yourself for the

online tax payment and go to the nearest ATM and select under the income tax tab and 

then the payment

options and after the payment . go to the bank and take print out of the challan with 

a Special Input Number(SIN)

which was generated earlier and can be shown while filing the return later on.

Now answer the following questions: 

1.Why banks so much concerned about the proper organizing of the ATMs?

2.What was stated in the Breston boston survey?

3.What kind of facilities are provided by ATMs?

4. How ATMs help in credit card payments

5.How ATMs help in income tax payments?

GK+ Computer & Marketing Questions For SBI PO

GK+ Computer & Marketing Questions For SBI PO

Dear readers, we are posting here some of the GK. Computer and Marketing questions for SBI PO and SBI Clerk Exam

1.    The Prime Minister of which country will be the Chief Guest at this year’s India’s Republic Day?

(1) China                           (2) Japan

(3) Singapore                    (4) Australia

(5) None of these

2.    Which among the following accounts fetch the highest rate of interest?
1. Saving Deposits
2. Recurring deposit
3. Fixed Deposit
4. Current account deposit
5. 1 & 4

3.    Ultimate controller of bank Deposits is?
1. RBI
2. Finance Secretary
3. Ministry of Finance
4. Controller of Deposits
5. SEBI

4.    Which among the following countries has claimed that it overtook the United States as the world’s top trading nation, recently?
[1] Japan
[2] Russia
[3] China
[4] Australia

5. None of these

5.    Recently which among the following has been granted the status of Qualified Central Counterparty (QCCP) by RBI?

(1) Indian Clearing Corporation

(2) MCX-SX Clearing Corporation

(3) National Securities Clearing Corporation

(4) Clearing Corporation of India

(5) None of these

6.    Rs. 1000 can be withdrawn from the Point of Sales Terminals ( POS) as per the order of RBI. Which is the first bank to introduce this facility?

 1. SBI                  2. SBH

3. UBI                  4. ICICI

5. HDFC

7.    Certificate of Deposit (CD) is a _____ instrument.

 (1) Shot term

(2) long term

(3) negotiable money market

(4) unsecured money market

(5) None of these

8.    Which of the following statements is/are correct about Real Time Gross Settlement (RTGS)?

(A) In RTGS, processing and final settlement of fund transfer instructions can take place simultaneously.

(B) In RTGS, final transaction takes place at the end of the day.

(C) In RTGS, final settlement of fund takes place at 3 pm every day.

(1)  Only (A)         

(2)  Only (B)         

(3)  Only (C)         

(4)  Only (A) and (C)        

(5)  None of these

9.    According to the RBI rules, what percentage of wholly-owned foreign banks paid up capital must be held by the residents at all times?

(1) 51%                

(2) 74%    

(3) 26%    

(4) 49%    

(5) 76%

10.  The term 'Smart Money' refers to—

(1)  Foreign Currency       

(2)  Internet Banking         

(3) US Dollars      

(4)  Travelers' cheques    

(5)  Credit Cards

11.  Which one of the following is not a 'Money Market Instrument'?

(1)  Treasury Bills 

(2)  Commercial Paper    

(3) Certificate of Deposit 

(4)  Equity Shares

(5)  None of these

12.  What is the use of "IFSC" code in banking system?

1. IFSC is used for security purpose.

2. IFSC is used for customer identification         

3. IFSC is used by the NEFT system to route the message to the destination banks/branches.                       

4. IFSC is used by the NEFT system to route the message to the RBI. 

5. None of these

13.  UNIVAC is an example of:

(1) 1^st generation computer        

(2) 2^nd generation computer

(3) 3^rd generation computer

(4) 4^th generation computer

(5) None of these

14.  The __ is the ‘Administrative’ section of the computer system :

(1) input unit                    

(2) control unit

(3) Memory unit              

(4) central processing unit

(5) Arithmetic logic unit

15.  A terabyte comprises:

(1) 4 gigabyte                 

(2) 1024 Kilobyte

(3) 1024 Megabyte                     

(4) 1024 byte

(5) 1024 gigabyte

16.  The access time refers to:

(1) time requires to locate and retrieve stored data

(2) time required to locate the lost data

(3) time required to delete specific data on a certain memory location.

(4) time required to save data

(5) None of these

17.  Hardware that adds two numbers is:

(1) the control unit          

(2) an internal CPU register

(3) arithmetic Logic Unit 

(4) Browser

(5) None of these

18.  A small amount of memory included in the processor for high speed access id called-

(1) Register                     

(2) Cache

(3) RAM                          

(4) ROM

(5) None of these

19.  Time during which a job is processed by the computer is:

(1) Delay time                 

 (2) Real time

(3) Execution time                      

(4) Down time

(5) None of the above

20.  A special shape track formatting is present in:

(1) floppy disk                 

(2) Optical disk

(3) hard disk                   

(4) half-inch tape cartage

(5) Magnetic tape

21.  The computer that is not considered as a portable computer is:

(1) Laptop computer       

(2) Notebook computer

(3) Minicomputer

(4) All of these

(5) None of these

22.  A VPN (Virtual-Private Network) can provide secure remote access through the __ rather than direct dial-up connection?

(1) local Network            

(2) Modem

(3) internet                      

(4) control unit

(5) None of these

23.  With the rapid growth of technologies and internet it is clear that no activity on internet can remain free from the influence of?

(1) police                         

(2) Civil Court

(3) Criminal Law             

(4) User

(5) Cyber Law

24.  Primary memory is used by the:

(1) user                           

(2) input device

(3) CPU                          

(4) all of these

(5) None of these

25.  In a disk, each block of data is written into -

(1) one sector                 

(2) three sector

(3) Two sectors              

(4) Two or more sectors

(5) either two or three sectors:

26.  A product item can be best described as:

(1) component of marketing mix

(2) particular type of brand

(3) specific characteristic  of a company product

(4) specific version of a product

(5) unit of the marketing mix

27.  Marketing in Banks is required for?

(1) Getting new customer

(2) Retaining existing customers

(3) Lending

(4) Accepting of deposit

(5) All of these

28.  A group of closely related product items that are considered to be a unit because of marketing, technical, or end – use considerations is a product?

(1) category                     

(2) dimension

(3) extension                    

(4) line

(5) mix

29.  Aggressive pricing is typical during the ________ stage of the product life cycle.

(1) decline                                    

(2) growth

(3) introduction                 

(4) plateau            

(5) stabilization

30.  A specialty product___?

(1) requires minimal effort to purchase

(2) is purchased frequently

(3) requires purchase planning, and the buyer will not accept substitutes

(4) is generally less expensive than other items in the same product class

(5) prompts the purchaser to make comparisons among alternatives

31.  What does the acronym FMCG refer to ?

(1) Functional, mid-riced, or compulsory goods

(2) Famous, manufacturer's clothing goods (i.e., designer labels)

(3) Fast Moving Consumer Goods

(4) Frequent Market Consumption Goods

(5) None of these

32.  It is less expensive for a firm to keep an existing customer than to find a new one. This is one reason why a firm's own personnel play a key role in delivering and maintaining customer satisfaction. Personnel are one of the elements in the __________ product.

(1) core                                        

(2) actual              

(3) augmented

(4) all the above                           

(5) none of the above

33.  A product mix is best described as

(1) all products offered by a firm

(2) product, distribution, promotion and price

(3) all products of a particular type

(4) a group of closely related products

(5) none of these

34.  Firms that use _______________ are less likely to damage their reputation if a new product fails

(1) individual branding                              

(2) overall family branding

(3) line family branding                            

(4) brand extension branding

(5) none of these

35.  A method, in which brand equity measured by comparing differences between the retail price of the 
'brand' and the retail price of an unbranded product in the same category is called _______.

(1) brand goodwill method                       

(2) price premium method

(3) both 1 and 2                                        

(4) neither 1 nor 2

(5) price increment method

Answers:

1	2	16	1	31	3
2	3	17	3	32	3
3	1	18	2	33	1
4	3	19	3	34	1
5	4	20	2	35	2
6	3	21	3
7	3	22	2
8	1	23	5
9	2	24	3
10	5	25	4
11	4	26	4
12	3	27	5
13	1	28	4
14	4	29	2
15	5	30	3