Saturday, 31 May 2014

SBI CLERK 2014 Exam: Pattern & Syllabus in Detail

Dear reader, As you all know that SBI Clerk Vacancy is out and Exam will be held in the month of July/August 2014, so here we are presenting you a pattern & syllabus of SBI Clerk 2014 exam.

State Bank of India Clerk Selection Process is based on Online Objective type Test and Personal Interview.

Exam Pattern:
1. Online Exam:  Marks – 200          Time Duration: 2 Hrs 15 min.


The test will be online objective type, consisting of:

Topics
Total Questions
Total Marks
1. General Awareness  
40
40
2. General English  
40
40
3. Quantitative Aptitude
40
40
4. Reasoning Ability  
40
40
5. Marketing Aptitude + Computer Knowledge
40
(20 questions from each section)
40
Total
200 Qs
200 Marks

Note: There will be negative marks for wrong answers in the Objective tests. 1/4th mark will be deducted for each wrong answer. Candidates will have to pass in each section.

2. Interview: The candidates who qualified in online test will be called for interview.

Below Mentioned is the detailed syllabus of SBI CLERK 2014 Exam:

1. General Awareness: In this section questions will be asked from:
Banking Awareness
Current Affairs from all areas such as: National, International, Sports, Business, Awards etc.

Note: 70% questions will asked from Current Affairs.

2. General English: In this section questions will be asked from:
Reading Comprehension,
Common Errors,
Error Spotting,
Fill in the Blanks,
Cloze Test,
Sentence Rearrangement etc.

3. Reasoning: In this section questions will be asked from:
Coding & Decoding,
Blood Relation
Alphabet Series
Syllogism
Seating Arrangement + Tabulation
Alphanumeric Series
Data Sufficiency
Inequality
Input & Output

4. Quantitative Aptitude: In this section questions will be asked from:
Simplification
Number System
Number Series
Percentage
Profit Loss
Average
Ratio & Proportion
Time & Work
Time & Distance
 Simple & Compound Interest

Note: One Data Interpretation (D.I.) will also come in clerk exam.

5. Marketing Aptitude + Computer Knowledge: Basic questions will be asked form both the section.

Marketing Section: You should have the basic knowledge of Marketing.
Fundamental & Basic concept of Marketing.

Computer Section: You should have the basic knowledge of Computer.
What are computer, how it works and its history. Try to learn each and every detail which helps the computer to perform. Also focus on MS Word, Excel and Power Point chapters.


Note: Above information is based on SBI Clerk 2012 exam pattern & syllabus. The only difference is that this time SBI will conduct Online Exam for first time. 


DAILY GK Current Affairs UPDATE - 31st May 2014

DAILY GK UPDATE - 31st May

1.    Ajit Kumar Doval appointed as new National Security Advisor

i. Former Intelligence Bureau Chief Ajit Kumar Doval, considered one of the finest operational brains, 

was on Friday appointed as the National Security Advisor (NSA) to Prime Minister of India Narendra Modi.

ii. According to sources in the Bharatiya Janata Party (BJP), the decision to have Doval on 

board as the NSA was taken by Narendra Modi even before the election results were announced and 

he became the 15th Prime Minister of India.

iii. Doval was the first police officer to be awarded the second-highest peacetime gallantry award, 

the Kirti Chakra.

iv. In 1989, he had led a team of Intelligence Bureau officials along with the Punjab Police and 

National Security Guards in "Operation Black Thunder" to flush out terrorists from the Golden 

Temple in Amritsar.

2.    World observes No Tobacco Day today

3.    Kamal Nath appointed pro-tem Speaker of 16 Lok Sabha

i. Former Parliamentary Affairs Minister and senior Congress leader Kamal Nath hi. World No Tobacco Day is being observed today. This year, WHO and partners call on countries to

raise taxes on tobacco.

ii. The main goal of this day is to contribute to protect present and future generations not only from 

the devastating health consequences due to tobacco, but also from the social, environmental and 

economic scourges of tobacco use and exposure to tobacco smoke.

iii. The member states of the World Health Organization (WHO) created World No Tobacco Day in 1987.

iv. The global tobacco epidemic kills nearly 6 million people each year, of which more than 600 000 

are non-smokers dying from breathing second-hand smoke.

v. Research shows that higher taxes are especially effective in reducing tobacco use among 

lower-income groups and in preventing young people from starting to smoke.

as been appointed as 

the pro-tem Speaker in the new Lok Sabha.

ii. A notification issued by the Lok Sabha Secretariat said President Pranab Mukherjee has appointed 

him to perform the duties of the Speaker.

iii. The Narendra Modi government had recently conveyed its recommendation to Mr. Mukherjee to 

appoint Nath, who is the senior most member of the Lower House, as pro-tem Speaker.

iv. The pro-tem Speaker performs the duties of the office of the Speaker from the commencement of 

the sitting of the Lok Sabha till the election of the Speaker.

4.    Peter Mutharika is new Malawi presidential

i. Malawi's opposition Democratic Progressive Party (DPP) candidate Peter Mutharika has emerged 

winner of the May 20 presidential race in the southern African country, the Malawi Electoral Commission 

(MEC) said Friday.

ii. Mutharika, the 74-year-old brother of the late former President Bingu wa Mutharika, was elected 

president of the country after garnering 36.4 percent of the votes cast, Xinhua quoted MEC as saying.

iii. The official announcement came after Banda attempted to nullify the election and call fresh polls on 

the ground that the vote was marred by irregularities.

iv. MEC chairperson Maxon Mbendera said "the rule of law compels us to release the results" although 

some commissioners expressed reservations about the results.

v. "The democratic right of Malawians to elect their leaders is sacrosanct and must be respected," he said


5. Economy witnesses subdued 4.67% growth during last fiscal; 

i. India's economic growth remained subdued at 4.7 per cent in 2013-14 and at 4.6 per cent in the fourth 

quarter of the financial year, mainly due to a decline in manufacturing and mining output.

ii. According to official data released today by the Central Statistics Office in New Delhi, the country's gross 

domestic product in 2013-14 was less than its advance estimate of 4.9 per cent.

iii. The manufacturing sector declined 1.4 per cent in the fourth quarter whereas Mining and quarrying 

contracted 0.4 per cent in the January-March quarter.


6.    Uttar Pradesh chief secretary Javed Usmani removed, Alok Ranjan to replace him

i. Amid huge uproar over a string of heinous gang-rapes and crime against women in Uttar Pradesh, 

the Samajwadi Party government on Saturday ordered the removal of state Chief Secretary Javed Usmani, 

reports said.

ii. Alok Ranjan (inset) is likely to replace him, official sources said.

iii. Javed Usmani, a 1978 batch officer who has been transferred from Uttar Pradesh is likely to get 

Central deputation. 


7.    IPL7: Kings XI to meet KKR in title clash tomorrow

i. Kings Eleven Punjab will meet Kolkata Knight Riders in the final of IPL cricket at Bangalore tomorrow.

ii. Kings Eleven Punjab defeated Chennai Super Kings by 24 runs at Wankhede Stadium, in Mumbai last night.

iii. Earlier, Kings Eleven Punjab made 226 runs in their stipulated 20 overs.

Chasing a victory target of 227 runs, Chennai Super Kings could make only 202 runs with the loss of 7 wickets.

8.    India to take on Belgium in Men’s Hockey World Cup opener

i. The Men's and Women's Hockey World Cup begin in The Hague, the Netherlands today.

ii. While the Indian eves had failed to make it to the World Cup, the Indian Men's team led by 

Sardar Singh has been placed in Pool-A alongside defending champions Australia, England, 

Belgium, Spain and Malaysia.

iii. In today's other matches, Australia will meet Malaysia, and England will play Spain.

iv. Pool-B comprises Germany, the Netherlands, New Zealand, Korea, Argentina and South Africa. 

Pool-B matches will be played tomorrow.


9.    Pakistan to grant MDMA status to India to facilitate bilateral trade

i. Pakistan has said it would grant India the status of Non-Discriminatory Market Access (NDMA) 

to facilitate enhanced bilateral trade.

ii. According to media reports, Pakistan Commerce Minister Khurram Dastigir Khan 

clarified that it was not Most Favoured Nation status but non-discriminatory and parallel market 

access that is being granted to India. 

iii. Pakistan has said it would grant India the status of Non-Discriminatory Market Access 

(NDMA) to facilitate enhanced bilateral trade. According to media reports, Pakistan Commerce 

Minister Khurram Dastigir Khan clarified that it was not Most Favoured Nation status but 

non-discriminatory and parallel market access that is being granted to India. 


SBI Clerk 2014: Frequently Asked Questions (FAQs)

SBI Clerk 2014: Frequently Asked Questions (FAQs)

SBI Clerk notification has been announced just few days back and there are 

many doubts/queries coming in the mind of aspiring candidates. 

We have given below a list of frequently asked questions and their answers.


What are the posts available under this recruitment project?

The recruitment will be done only for the SBI Clerk.


When will be the exam conducted?

Recruitment Examination will be conducted online tentatively in 

July/August 2014 on various dates.


When will the result be declared?

No Tentative Date for the results is announced in the Notification.


How many vacancies will be there?

The total number of vacancies available is 5092.


Will there be a common interview after the written result?

Yes, a common interview will take place after the written result.


Will the exam conducted online or offline (OMR Based)?

The exam will be conducted online for the first time.


What is the age criteria to apply in this common written exam?

Age: (As on 01.05.2014)

Minimum Age : 20 years

Maximum Age : 28 years (as on 01.05.2014).

Candidates born between 02.05.1986 and 01.05.1994 (both days inclusive) 

are only eligible to apply.


What is the relaxation given to the different categories?


SC/ST – 5 years

OBC – 3 years

PWD (Gen) – 10 years

PWD (SC/ST) – 10 years

PWD (OBC) – 13 years

Persons domiciled in Kashmir Division of Jammu & Kashmir State during the 

period from 01.01.1980 to 

31.12.1989 – 5 years  Widows, Divorced women and women judicially separated from 

their husbands & who are not remarried 38 years – 9 years 



What is the educational qualification required for various posts in this recruitment process?

A Degree (Graduation level) from a recognized university, or any equivalent 

qualification recognized as such by the Central/State Government.


I have scored 55% in Graduation. Am I eligible to sit for the exam?

Yes, you can apply as there is no percentage criterion. You just need to be a graduate.


I am 19 years old. Can I sit for the exam?

No. You have to wait another year in order to appear for the exam. You must be at least 

20 years of age and not more than 28 years of age as on as on 01.05.2014.


I have given exams of my final year graduation but result has not yet been declared. Can I apply?

No. You can not apply. If the result is out on or before 1-July-2013, only then you can apply. 

Those who are in the final year of Graduation/Semester may also apply provisionally subject 

to the condition that, if called for interview, they will have to produce proof of having passed 

the Graduation Examination on or before 31.08.2014.


What is the application Fee?

1. SC/ST/PWD/XS - Rs. 100

2. General and OBC - Rs. 450


When will the registration start?

Registration started from 26-05-2014 and it will get over on 14-06-2014.

Do I need to know the local language to apply from a state?

As clearly stated in the notification, Knowledge of local language will be an added qualification.


Can I apply from two circles?

No, you cannot apply from two circles. Candidates can apply for vacancies in one state only and 

will have to appear for the test from an examination centre for that particular state. Candidates 

can appear for the test only once under this recruitment project.


Can I apply from some other circle?

Yes, you may apply from some other circle. But, as clearly stated in the notification 

“Knowledge of local language will be an added qualification”. So, technically, you can 

fill it but practically, you can be rejected.


I am from Bihar. I want to apply from UP. Can I apply?

Yes, you may apply. As the local language of UP is Hindi and if you are comfortably at 

home with Hindi, then yes, you can absolutely apply.


I am from Kerala. But I want to apply from Gujarat. Can I apply?

If you know Gujarati, then yes you may. Otherwise, you can’t because there may be a risk of 

getting rejected in the Interview. Sometimes, during the interview, the interviewer can 

ask you to read or write in the local language.


When can I get an inter/intra state transfer?

Candidates will not be entitled for inter/intra-state transfer in the first 5 years of service. 

(8 years for Kashmir valley/Ladakh).


What will be the exam center of the exam?

Candidates can apply for vacancies in one state only and will have to appear for the test from 

an examination centre for that particular state. 


I am from engineering background. What option should I chose?

Choose Science. Engineering is an extension of science.


I am from Animation/Fashion background. What option should I chose?

You should choose “others”.


What is the language used in the exam? What is the meaning of “bilingual”?

The questions in objective tests, except for the test of General English, 

will be bilingual i.e., English & Hindi.


On what basis the Merit List will be drawn?

Merit list will be drawn State-wise, Category-wise and candidates will be 

posted in the State for which they are applying.


What is the cut-off for being recruited?

There is no fixed cutoff for SBI clerk exam. It depends on the performance of the candidates each year. Your final score is calculated based on your performance in the written test and the interview.


Is there a sectional cut-off in the exam?

Yes, there is a sectional cut-off in the exam. You have to clear every section 

in order to secure a seat for the Interview.


I have cleared the overall cutoff of the exam. However, I could not clear the 

Cutoff for the general knowledge section. Am I still eligible?

Unfortunately, you are not eligible to move to the interview stage. You must 

clear the cutoff for each section and the overall cutoff as well.


How can I apply for SBI clerk exam?

You have to apply online for the exam through SBI’s official website. Note down 

the details of the application process once the notification of the exam is out. 

You can pay online or offline.


What the pattern of SBI Clerk Exam?

SBI Clerk Exam is an objective test with multiple choice questions. 

The paper has five sections to it, 

viz. 

General Awareness, 

General English, 

Quantitative Aptitude, 

Reasoning Ability, and 

Marketing Aptitude. 

The paper has 200 questions in all, each carrying one mark.


Is there a criterion for negative marking?

There is negative marking of ¼ marks for every wrong answer.


P.S. - Please fill your form carefully. At least triple check your form before clicking on "Submit". Remember, one minute mistake can cost you an entire career. 

So, it's better be safe, than to be sorry.


All the Best.

Formal Letter For SBI PO Descriptive Paper

Formal Letter For SBI PO Descriptive Paper

Dear readers, As you know that SBI PO 2014 Paper will also contain a Descriptive Test  of 50 
marks (1 hour duration), which will consist of English Language Comprehension, Short Précis, 
Letter Writing & Essay). 


SO here we are presenting you a Formal letter for Descriptive purpose, which will be important for 
upcoming SBI PO exam.


NOTE: Please note, you have to mention a random address in the below format and not an actual one, 
as you are not supposed to divulge any personal information.

Q. Write a letter to the MCD about the problem of open manholes in your area.

Ans.

ABC
Block – J 88/3
Ashok Vihar
Delhi

Date: 22 /04/ 2014
To,
The Commissioner,
Municipal Corporation of Delhi

Subject – Problem of Open Manholes in Laxmi Nagar

Sir,
   With due regards, I wish to bring to your kind notice that the conditions of man holes in our area are very 
unsatisfactory.

Recently, a six year old child had a providential escape when he fell into an open manhole in our area. Luckily a 
passerby rescued him. The frightening fact is that open manholes have become the source of imminent danger to 
the lives of the residents of this area, especially small children. These manholes with their gaping mouths can 
be death-traps for unsuspecting passerby. They can also cause major motor accidents.
   
 I would request you to instruct the concerned staff to take immediate necessary action to get these open 
manholes covered before they claim any life.

Yours faithfully,
ABC

SBI PO: Business Letter Format

SBI PO: Business Letter Format

Dear readers, here we are presenting you a few writing tips and format of Business Letter Writing , 

which will be important for upcoming SBI PO exam.

A business letter, as the name suggests, is a letter which has a formal tone and is used for 

business purposes. Apart from this, business letters are also written for conveying messages 

to people who we do not know personally. This makes the business letter different from the 

usual casual or informal letter.


While writing a business letter, a person has to follow certain rules. One of the most important 

rules is that it should be short and concise. Businessmen do not have the time to read long letters 

and hence, the letter should not be more than a page i.e., with maximum 2-3 paragraphs. Apart from 

this, you have to follow a unique format for business letters, which differs to a large extent from 

informal letters.

Business Letter Writing Tips:

It will be a good idea to gather some crucial information on the things that you have to keep in mind 

while writing a business letter. Here, you will find some important tips for the same.

Sender's address and date: According to the rules, it is important to begin the letter with the 

address and other contact details of the sender. Followed by this, one has to mention the date 

on which the letter is written.

Recipient's name and address: After you have written the date, you have to mention the recipient's 

name and full address. This should come 4-6 lines after the date.

Salutation: Once you are done with the address of the recipient, you have to begin the letter with 

a salutation. The salutation should have a greeting word or phrase followed by a personal 

title - Mr./Ms. - and the full name of the person. Some of the letter salutations that you can use 

for business letters include Dear (full name), Dear Sir/Madam, etc. If you do not know the name of 

the recipient, it would be best to begin with To Whomsoever It May Concern.

Subject: After the salutation comes the subject line where you have to mention the purpose of the 

letter in short. Make sure that the subject line is in upper-case characters and is aligned either 

to the left or to the center.

Body: The body of the letter can have 2-3 paragraphs. In the introduction, talk about the reason 

for writing the letter and in the following paragraphs, you can give the necessary details. It is 

important to maintain double-line spaces between paragraphs when you are writing a business letter.

Complimentary closing: Once you finish writing the letter, you have to end it with

 a complimentary closing. Some of the closings include Respectfully Yours, Sincerely,

 etc. Leave four blank spaces after the complimentary closing and then, write your 

full name. The blank space should be used to sign your name.


Enclosure: If you have enclosed some document with your letter, it is important for you 

to mention it just below your name. Leave two spaces and write 'Enclosure' or 'Enclosures' 

below it. If you have attached more than one enclosure, do not forget to mention the 

correct number in brackets.


BUSINESS LETTER FORMAT:


Address

Telephone Number

Email Address


Date


Recipient's Name

Address


Dear Mr./Ms. (Recipient's Full Name),


Subject: (PURPOSE OF THE LETTER)


In the first paragraph, you can introduce yourself, if the recipient does not know you. After this, 

mention the purpose of the letter. (Use Double Paragraph Spacing)


In the second paragraph, give out the details i.e., the facts that support the statement you made in 

the first paragraph. You can end the letter with this paragraph or you can have another one, if the 

information you want to convey does not fit in this paragraph. Complete the letter by thanking the 

recipient for taking out time to read the letter.


Respectfully Yours,


(Your Signature)


(Your Name)


Enclosure(s) (mention the number)